New year, New Insurance Policy? Tips for new and existing drivers to get the best insurance coverage

01/20/2023 - read

With the new year upon us, many of us are focused on setting resolutions and goals for the coming months. As we look back on the events and accomplishments of the past year, it's also a good time to review our insurance policies to ensure we have the coverage we need.

Annual policy review is a valuable opportunity to evaluate your insurance needs and make any necessary updates. By taking the time to review your policy each year, you may be able to save money by reducing your premium or identifying gaps in coverage that need to be addressed.  

Here are some tips on how to review your policy and make sure you have the best coverage for an organized and hassle-free insurance journey:

  1. Policy Summary 📝

Review your policy contract and take note of the most important areas. A useful way to stay organized is to create a policy summary. This can be done on paper or using a spreadsheet, whichever is easier for you.

The purpose of this summary is to provide you with quick access to key information about your policy, so you can easily refer to it if you need to submit a claim. 
By having a policy summary on hand, you can stay updated about your coverage and be better prepared in case you need to file a claim.

Make sure to include information like: 
- Type of policy
- Date issued
- Expiry date
- Premium paid

2. Check The Latest Benefits

Check your insurance company’s website and social media to see if there are any additional services that come with your policy.

For example, with Beema car insurance, you can avail of many additional services that make your life easier, such as: 
- Complimentary airport pick up & drop off trips
- Complimentary car testing
- Complimentary annual car service

Enjoy the benefits that come with your policy to the max!

3. Get A New-Age Insurance Policy

Technology is now playing a huge role in changing the insurance customer’s experience. You may want to opt for an Insurtech company like Beema where you can reap the benefits of technology that enhances your experience. 

You may be able to save money on your insurance premiums. For example, if you are planning to drive less in the coming year, you may be eligible for cashback programs. 

Check our Pay Per Kilometer or Smart Driver policies here. Our policies reward you for driving safely, so you can save money on your premiums while still protecting yourself on the road.🚗[HA1] 

4. Renew Your Policy

It’s always a good idea to start the new year with peace of mind. 😇

By renewing your policy before it expires, you can start the year off with peace of mind knowing that you are protected. Plus, by taking care of this early on, you can free up mental space to focus on all the other goals you have for the new year. 

Don't wait until the last minute – take a few minutes to check the expiry date of your policy and make a plan to renew it when it's due. 

5. New Driver?

Congratulations on your driving journey debut!
Have you recently walked into the car owners’ world, or planning to soon? It’s time to walk into the insurance world as well.

Make sure you get the best deal by comparing quotes and choosing what suits your needs best.

You can easily request a quote from Beema online in a few minutes!

6. Chat With Us

If you have questions about your insurance policy or coverage, it can be helpful to schedule a call with an expert from your insurance company. 
During this call, you can have all of your questions answered and receive personalized guidance on your policy. 

We can walk you through the features of your policy and help you understand all the details, making it easier for you to make informed decisions about your coverage. 

You can also check our FAQs and request a quote online with a simple click. Remember, we are always willing to support you and help you understand your policy!

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New year, New Insurance Policy? Tips for new and existing drivers to get the best insurance coverage

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